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Home Security Cost in Colorado (2026 Pricing Guide) — illustrated 2026 guide

Home Security Cost in Colorado

Updated July 2026 · Equipment + monitoring pricing

$224
Basic Equipment
$34/mo
Monitoring (avg)
$605/yr
Total Annual Cost

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Upfront Equipment
Annual Total Cost

Home Security Costs in Colorado

Component Cost in CO National Avg
Basic Equipment Package$224$200
Standard Equipment Package$448$400
Security Camera (per camera)$168$150
Basic Monitoring (monthly)$17/mo$15/mo
Standard Monitoring (monthly)$34/mo$30/mo
Professional Monitoring (monthly)$56/mo$50/mo

Home Security in Colorado

Home security costs in Colorado are above the national average. Higher equipment and installation costs push prices above U.S. norms.

Insurance Savings in Colorado

  • • Typical homeowners insurance discount: 5–20% for monitored alarm
  • • Average annual savings: $75–$250 depending on your insurer
  • • Payback period for a $400 system: typically 2–4 years
  • • Ask your insurer which systems qualify for the largest discount

Top Systems for Colorado Homes

  • DIY (no contract): Ring Alarm, SimpliSafe, Abode
  • Professional install: ADT, Vivint, Brinks Home
  • Smart home integration: Google Nest, Amazon Ring
  • Best value overall: SimpliSafe (DIY install, low monthly fee)

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Frequently Asked Questions

How much does home security cost in Colorado?
Home security in Colorado costs $224–$1,680 for equipment plus $17–$56/month for monitoring.
What is the average monthly monitoring fee?
Professional monitoring in Colorado costs $17–$56/month.
Does home security lower insurance premiums?
Yes. A professionally monitored system typically lowers homeowners insurance by 5–20%, saving $75–$250/yr.
What is the difference between DIY and professional systems?
DIY systems (Ring, SimpliSafe) cost $200–$500 with $0–$30/month monitoring. Professional installation (ADT, Vivint) may include lower upfront costs with 2–3 year contracts.
How many cameras do I need?
Average homes: 2–4 cameras. Comprehensive coverage: 4–8 cameras. Each camera adds $100–$300 in equipment cost.