Free Cost Calculators
for Home, Medical & Business (2026)
Free cost calculators for home improvement, medical procedures, and business expenses — adjusted for your state, city, and current market rates.
Home Improvement Cost Estimator
Contractor-verified pricing for major home projects, by state
Roof Replacement
$9,800
$5,500 – $18,000
HVAC Replacement
$9,800
$5,000 – $17,000
Kitchen Remodel
$27,000
$10,000 – $75,000
Bathroom Remodel
$12,000
$4,500 – $28,000
Window Replacement
$750/window
$400 – $1,200 each
Flooring Installation
$4,800
$1,500 – $12,000
Solar Panel Installation
$22,000
$15,000 – $35,000
Deck Building
$8,500
$4,000 – $22,000
Basement Finishing
$22,000
$10,000 – $55,000
Fence Installation
$3,500
$1,600 – $8,000
Landscaping
$4,000
$1,500 – $15,000
House Painting
$3,200
$1,500 – $7,500
Home Addition
$48,000
$20,000 – $125,000
Concrete Patio
$3,600
$1,500 – $8,500
Driveway Installation
$4,800
$2,000 – $12,000
Gutter Replacement
$1,650
$850 – $3,200
Plumbing Repair
$650
$150 – $2,500
Electrical Work
$350
$75 – $1,500
Tree Removal
$1,100
$350 – $3,500
Medical Procedure Cost Calculator
Out-of-pocket cost estimates without insurance, by state
LASIK Eye Surgery
$4,800
$2,000 – $8,000
Dental Implants
$4,500/tooth
$3,000 – $6,000
Braces & Invisalign
$5,500
$3,000 – $9,000
Hearing Aid
$2,800/ear
$1,000 – $7,000
IVF Treatment
$15,000/cycle
$10,000 – $30,000
Rhinoplasty
$9,500
$6,000 – $18,000
Liposuction
$7,000
$3,500 – $15,000
Hair Transplant
$12,000
$5,000 – $25,000
Tummy Tuck
$9,000
$5,000 – $20,000
Teeth Whitening
$650
$300 – $1,500
Assisted Living
$4,995/mo
$2,800 – $9,500/mo
Insurance, Business & Legal Cost Calculator
Insurance rates, business operating costs, and legal expenses by state
Homeowners Insurance
$2,543/yr
$1,200 – $4,500/yr
Auto Insurance
$1,765/yr
$850 – $3,500/yr
Life Insurance
$32/mo
$15 – $200/mo
Medicare Supplement
$140/mo
$80 – $350/mo
Business Insurance
$1,200/yr
$500 – $5,000/yr
Workers Comp Insurance
$1,500/yr
$400 – $6,000/yr
LLC Formation
$500
$50 – $1,500
Payroll Service
$180/mo
$40 – $500/mo
Bookkeeping
$300/mo
$100 – $800/mo
Freelancer Rate Calculator
$75/hr
$30 – $250/hr
Divorce Cost
$15,000
$3,000 – $30,000
Commercial Lease
$38/sqft/yr
$18 – $85/sqft
Cost of an Employee
$52,000/yr
$35,000 – $120,000/yr
Business Startup Cost
$30,000
$5,000 – $125,000
Moving Cost
$2,800
$800 – $8,000
Home Warranty
$600/yr
$350 – $1,200/yr
Home Security System
$300
$150 – $800
Why Use CostPrism?
Localized for Your State
Labor costs vary 2× across states. Our estimates adjust for your local market, not just national averages.
2026 Pricing Data
All estimates use current contractor rates and material costs verified as of June 2026 — not outdated surveys.
No Strings Attached
100% free, no account required, no email needed. Get your estimate and compare real contractor quotes.
How Our Cost Calculators Work
Every CostPrism calculator is built on a three-layer pricing model: a national baseline derived from industry surveys and government data, a state-level multiplier that adjusts for local labor and material costs, and a project-specific formula that accounts for your exact inputs — size, material choice, complexity, and more.
For home improvement projects, we use Bureau of Labor Statistics wage data by region, RSMeans construction cost data, and monthly contractor surveys to keep rates current. For insurance, we pull from NAIC state filing data and actuarial rate tables updated annually. Medical cost estimates are based on CMS geographic adjustment factors and FAIR Health claims databases.
Our estimates are meant to help you arrive informed at contractor quotes and provider consultations — not replace them. Use our ranges as a benchmark: if a quote is significantly above our "High" estimate, ask for an itemized breakdown.
Primary data sources: BLS Wage Data · NAHB Construction Surveys · NAIC Insurance Data · CMS Cost Indices
Enter your project details
Select material, size, quality level, and your state. Most calculators take under 30 seconds.
Get a state-adjusted estimate
See Low/Typical/High ranges for your specific inputs, plus a cost breakdown chart showing where your money goes.
Compare real quotes
Use your estimate to compare contractor and provider quotes. Getting 3 bids typically saves 15–25% versus accepting the first quote.
Browse by State
44 of our calculators have dedicated state pages with localized rates, cost tables, and state-specific FAQs. Plus 950 city pages across 50 major metros — 3,150+ localized pages total.
Browse All 50 States →Cost Guides
In-depth guides with state-by-state comparison tables, historical cost trends, expert tips, and everything you need to know before getting quotes.
Read Cost Guides →What Does It Cost? 2026 National Averages
Use our free cost estimator tools below or browse the reference tables to quickly see what typical projects cost across each major category.
Home Improvement Calculator
Medical Procedure Costs
Business & Insurance Costs
All figures are 2026 national averages. Actual costs vary by state, contractor, and project scope. Click any category to use the full interactive cost estimator with state-specific data.