Home Security Cost in New Jersey
Updated July 2026 · Equipment + monitoring pricing
$264
Basic Equipment
$40/mo
Monitoring (avg)
$713/yr
Total Annual Cost
Calculate Home Security Cost in New Jersey
Upfront Equipment
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Annual Total Cost
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Home Security Costs in New Jersey
| Component | Cost in NJ | National Avg |
|---|---|---|
| Basic Equipment Package | $264 | $200 |
| Standard Equipment Package | $528 | $400 |
| Security Camera (per camera) | $198 | $150 |
| Basic Monitoring (monthly) | $20/mo | $15/mo |
| Standard Monitoring (monthly) | $40/mo | $30/mo |
| Professional Monitoring (monthly) | $66/mo | $50/mo |
Home Security in New Jersey
Home security costs in New Jersey are above the national average. Higher equipment and installation costs push prices above U.S. norms.
Insurance Savings in New Jersey
- • Typical homeowners insurance discount: 5–20% for monitored alarm
- • Average annual savings: $75–$250 depending on your insurer
- • Payback period for a $400 system: typically 2–4 years
- • Ask your insurer which systems qualify for the largest discount
Top Systems for New Jersey Homes
- • DIY (no contract): Ring Alarm, SimpliSafe, Abode
- • Professional install: ADT, Vivint, Brinks Home
- • Smart home integration: Google Nest, Amazon Ring
- • Best value overall: SimpliSafe (DIY install, low monthly fee)
Compare Home Security Systems in New Jersey
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Compare Security Systems →Frequently Asked Questions
How much does home security cost in New Jersey?
Home security in New Jersey costs $264–$1,980 for equipment plus $20–$66/month for monitoring.
What is the average monthly monitoring fee?
Professional monitoring in New Jersey costs $20–$66/month.
Does home security lower insurance premiums?
Yes. A professionally monitored system typically lowers homeowners insurance by 5–20%, saving $75–$250/yr.
What is the difference between DIY and professional systems?
DIY systems (Ring, SimpliSafe) cost $200–$500 with $0–$30/month monitoring. Professional installation (ADT, Vivint) may include lower upfront costs with 2–3 year contracts.
How many cameras do I need?
Average homes: 2–4 cameras. Comprehensive coverage: 4–8 cameras. Each camera adds $100–$300 in equipment cost.