Home Warranty Cost in Florida
Updated July 2026 · Compare coverage options
$777/yr
Basic Plan
$1110/yr
Combo Plan
$1443/yr
Premium Plan
Calculate Home Warranty Cost in Florida
Annual Cost
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Monthly Cost
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Home Warranty Costs in Florida
| Plan | $75 Fee | $100 Fee | $150 Fee |
|---|---|---|---|
| Basic Plan | $894/yr | $777/yr | $637/yr |
| Combo Plan | $1277/yr | $1110/yr | $910/yr |
| Premium Plan | $1659/yr | $1443/yr | $1183/yr |
Home Warranties in Florida
Florida's humidity and heat cause higher rates of appliance and HVAC wear. Pool and spa coverage add-ons are popular in Florida. The competitive market means many providers compete for Florida homeowners.
What's Covered in Each Plan
- • Basic: Refrigerator, dishwasher, oven/range, washer/dryer
- • Combo: Basic + HVAC, plumbing, electrical, water heater
- • Premium: Combo + garage door, ceiling fans, doorbells, more
- • Add-ons: Pool/spa, roof leaks, well pump, septic, guest unit
Tips for Florida Homeowners
- • Compare at least 3 providers — prices and coverage caps vary widely
- • Read exclusions carefully: pre-existing conditions often not covered
- • Check technician availability in your area — rural areas may have limited service
- • Calculate breakeven: if you expect 1–2 repairs/yr, warranty usually pays off
Compare Home Warranty Plans in Florida
Get side-by-side quotes from top home warranty companies. Compare coverage, limits, and pricing.
Compare Plans →Frequently Asked Questions
How much does a home warranty cost in Florida?
Home warranties in Florida cost $777–$1,665/year, averaging $1,110/year.
What does a home warranty cover?
Basic plans cover appliances. Combo plans add HVAC, plumbing, and electrical. Premium plans are comprehensive. Pools and spas are typically add-ons.
Is a home warranty worth it?
Most valuable for older homes with aging systems, or when buying a home. If appliances are new with manufacturer warranties, you may not need one.
What is a service call fee?
A service call fee ($75–$150) is paid each time a technician visits. Lower service fees mean higher annual premiums. Calculate your expected breakeven.
Which home warranty company is best?
Top providers include American Home Shield, Choice Home Warranty, First American Home Warranty, and Select Home Warranty. Compare coverage limits and customer reviews.