Tummy Tuck Cost in Florida
Updated July 2026 · Board-certified plastic surgeon rates
Calculate Tummy Tuck Cost in Florida
Total includes estimated facility fees (~$1,500–$2,500) and anesthesia (~$1,000–$1,500)
Tummy Tuck Costs in Florida
| Procedure | Surgeon Fee | All-In Total | National |
|---|---|---|---|
| Mini Tummy Tuck | $12,950 | $16,650 | $9,000 |
| Full Tummy Tuck | $19,425 | $23,125 | $12,500 |
| Extended Tummy Tuck | $25,900 | $29,600 | $16,000 |
Tummy Tuck Surgery in Florida
Florida, particularly Miami and Boca Raton, is a top destination for cosmetic surgery. Miami has a high concentration of plastic surgeons, creating competitive pricing while maintaining high standards.
What's Included in Total Cost
- • Surgeon fee: $12,626–$19,425
- • Anesthesia: $1,850–$2,775
- • Facility/OR fee: $2,775–$4,625
- • Pre-op labs and garments: $300–$600
- • Post-op follow-up visits (usually included in surgeon fee)
Choosing a Surgeon in Florida
- • Only consider ABPS (American Board of Plastic Surgery) certified surgeons
- • Verify the facility is accredited (AAAASF, AAAHC, or hospital-based)
- • Review before/after photos and patient outcomes
- • Avoid choosing based on price alone — safety and outcomes matter most
Financing a Tummy Tuck in Florida
Insurance does not cover cosmetic tummy tucks. Here are common financing options for Florida patients:
CareCredit / Alphaeon Credit
Most plastic surgery practices in Florida accept CareCredit or Alphaeon. Both offer 0% promotional financing for 12–24 months. Note: if you don't pay the full balance before the promotional period ends, deferred interest is charged at 26.99% APR on the original amount.
Practice Payment Plans
Many Florida plastic surgery practices offer in-house financing. Terms vary — ask for 0% for 12 months or longer with no deferred interest. Get the terms in writing before signing.
Personal Loan
Personal loans from banks or online lenders (SoFi, LightStream) typically offer 7–15% APR for 24–60 months. For a $23,125 full tummy tuck, a 36-month loan at 10% APR runs approximately $746/month.
HSA / FSA Funds
FSA and HSA funds generally cannot be used for cosmetic tummy tucks. Exception: if the procedure includes a panniculectomy with documented medical necessity (skin infections, rashes). Confirm with your plan administrator before assuming eligibility.
| Procedure | Total Cost | 12 mo (0%) | 24 mo (0%) |
|---|---|---|---|
| Mini Tummy Tuck | $16,650 | $1,388/mo | $694/mo |
| Full Tummy Tuck | $23,125 | $1,927/mo | $964/mo |
| Extended Tummy Tuck | $29,600 | $2,467/mo | $1,233/mo |
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