Tummy Tuck Cost in New York
Updated July 2026 · Board-certified plastic surgeon rates
Calculate Tummy Tuck Cost in New York
Total includes estimated facility fees (~$1,500–$2,500) and anesthesia (~$1,000–$1,500)
Tummy Tuck Costs in New York
| Procedure | Surgeon Fee | All-In Total | National |
|---|---|---|---|
| Mini Tummy Tuck | $10,640 | $13,680 | $9,000 |
| Full Tummy Tuck | $15,960 | $19,000 | $12,500 |
| Extended Tummy Tuck | $21,280 | $24,320 | $16,000 |
Tummy Tuck Surgery in New York
New York City tummy tuck costs are among the highest in the country. Manhattan surgeons have high overhead and demand premium rates, though upstate NY and Long Island offer more competitive pricing.
What's Included in Total Cost
- • Surgeon fee: $10,374–$15,960
- • Anesthesia: $1,520–$2,280
- • Facility/OR fee: $2,280–$3,800
- • Pre-op labs and garments: $300–$600
- • Post-op follow-up visits (usually included in surgeon fee)
Choosing a Surgeon in New York
- • Only consider ABPS (American Board of Plastic Surgery) certified surgeons
- • Verify the facility is accredited (AAAASF, AAAHC, or hospital-based)
- • Review before/after photos and patient outcomes
- • Avoid choosing based on price alone — safety and outcomes matter most
Financing a Tummy Tuck in New York
Insurance does not cover cosmetic tummy tucks. Here are common financing options for New York patients:
CareCredit / Alphaeon Credit
Most plastic surgery practices in New York accept CareCredit or Alphaeon. Both offer 0% promotional financing for 12–24 months. Note: if you don't pay the full balance before the promotional period ends, deferred interest is charged at 26.99% APR on the original amount.
Practice Payment Plans
Many New York plastic surgery practices offer in-house financing. Terms vary — ask for 0% for 12 months or longer with no deferred interest. Get the terms in writing before signing.
Personal Loan
Personal loans from banks or online lenders (SoFi, LightStream) typically offer 7–15% APR for 24–60 months. For a $19,000 full tummy tuck, a 36-month loan at 10% APR runs approximately $613/month.
HSA / FSA Funds
FSA and HSA funds generally cannot be used for cosmetic tummy tucks. Exception: if the procedure includes a panniculectomy with documented medical necessity (skin infections, rashes). Confirm with your plan administrator before assuming eligibility.
| Procedure | Total Cost | 12 mo (0%) | 24 mo (0%) |
|---|---|---|---|
| Mini Tummy Tuck | $13,680 | $1,140/mo | $570/mo |
| Full Tummy Tuck | $19,000 | $1,583/mo | $792/mo |
| Extended Tummy Tuck | $24,320 | $2,027/mo | $1,013/mo |
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