Business & Insurance · Alaska

Workers Comp Cost in Alaska

2026 rates — mandatory for most Alaska employers

$2.17 per $100 payroll
Alaska avg rate
$10,875/yr
$500K payroll, avg risk
Mandatory in Alaska: YES — required for employers in Alaska (check specific employee count thresholds)

Calculate Your Alaska Workers Comp Cost

Workers Comp Rates by Industry — Alaska 2026

Industry Class Risk Level Rate / $100 payroll
Clerical / Office (8810) Very Low $0.20 – $0.45
Retail / Wholesale (8017–8018) Low $0.80 – $2.00
Restaurant / Food Service (9082) Moderate $1.50 – $3.50
Light Manufacturing (3632) Moderate $2.00 – $5.00
Trucking / Delivery (7219–7231) High $4.00 – $8.00
Construction / Carpentry (5645) High $5.00 – $12.00
Roofing (5551) Very High $8.00 – $18.00

Rates are advisory/illustrative. Actual Alaska rates vary by carrier, your specific class codes, and Experience Mod.

Workers Comp in Alaska — Key Facts

1. Alaska Requirement & Market

Mandatory: YES — required for employers in Alaska (check specific employee count thresholds)

Market: State fund available + private market

Alaska uses a state-administered rating system for class code rate guidance. Workers' comp costs in Alaska are above the national average. Compare multiple carriers for the best rates — differences of 20–40% for the same class code are common.

2. Top Cost Tips for Alaska

Alaska employers: (1) verify your class codes are correctly assigned — misclassification is common and can significantly inflate premiums; (2) implement a documented safety program — this qualifies for premium credits with many carriers; (3) pay-as-you-go workers' comp eliminates large audit surprises.

Compare Workers Comp Quotes in Alaska

Rates vary 20–40% between carriers for identical coverage. Compare before your next renewal.