Home Security Cost in Illinois
Updated July 2026 · Equipment + monitoring pricing
$230
Basic Equipment
$35/mo
Monitoring (avg)
$621/yr
Total Annual Cost
Calculate Home Security Cost in Illinois
Upfront Equipment
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Annual Total Cost
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Home Security Costs in Illinois
| Component | Cost in IL | National Avg |
|---|---|---|
| Basic Equipment Package | $230 | $200 |
| Standard Equipment Package | $460 | $400 |
| Security Camera (per camera) | $173 | $150 |
| Basic Monitoring (monthly) | $17/mo | $15/mo |
| Standard Monitoring (monthly) | $35/mo | $30/mo |
| Professional Monitoring (monthly) | $57/mo | $50/mo |
Home Security in Illinois
Illinois, particularly Chicago metro area, has high demand for home security due to urban crime concerns. Professional monitoring contracts are popular, and many home insurance providers offer discounts for monitored systems.
Insurance Savings in Illinois
- • Typical homeowners insurance discount: 5–20% for monitored alarm
- • Average annual savings: $75–$250 depending on your insurer
- • Payback period for a $400 system: typically 2–4 years
- • Ask your insurer which systems qualify for the largest discount
Top Systems for Illinois Homes
- • DIY (no contract): Ring Alarm, SimpliSafe, Abode
- • Professional install: ADT, Vivint, Brinks Home
- • Smart home integration: Google Nest, Amazon Ring
- • Best value overall: SimpliSafe (DIY install, low monthly fee)
Compare Home Security Systems in Illinois
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Compare Security Systems →Frequently Asked Questions
How much does home security cost in Illinois?
Home security in Illinois costs $230–$1,725 for equipment plus $17–$57/month for monitoring.
What is the average monthly monitoring fee?
Professional monitoring in Illinois costs $17–$57/month.
Does home security lower insurance premiums?
Yes. A professionally monitored system typically lowers homeowners insurance by 5–20%, saving $75–$250/yr.
What is the difference between DIY and professional systems?
DIY systems (Ring, SimpliSafe) cost $200–$500 with $0–$30/month monitoring. Professional installation (ADT, Vivint) may include lower upfront costs with 2–3 year contracts.
How many cameras do I need?
Average homes: 2–4 cameras. Comprehensive coverage: 4–8 cameras. Each camera adds $100–$300 in equipment cost.